Work backwards from the take-home pay you want to the minimum hourly rate you need to charge, after taxes, business expenses, time off and platform / payment fees. Runs entirely in your browser; nothing is sent anywhere.
Freelance Cashflow OS is a template for tracking invoices, fees, tax reserve and monthly cash flow.
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Take-home ÷ (1 − tax reserve) = profit before tax. + expenses = revenue you must keep after fees. ÷ (1 − fee %) = gross you must bill. ÷ (working weeks × billable hours) = hourly rate.
They are rough estimates. Real fees depend on platform, contract, country and currency; check current pricing and edit the fee field.
No — it is a flat set-aside on profit, a simplification. Ask a local tax professional for your real rate.
Prototype · estimates only · not financial or tax advice.